The cash flow calculator provides actual numbers on key investments to help your clients pinpoint the actual return on investment they can expect.  Shows the impact of costs out of your wealth for building the wealth. 

For example: 
Your client's child is eight and will attend a school you are guessing will cost $30,000 per year in 10 years.  The child will graduate in four years and experience an 8% increase in tuition annually.  Assuming your client earns a net 5% on his investments, how much does educating this child with cash cost his retirement account 30 years from today? 

Answer: $348,918.  So even though he only sent $135,183 to the school, while he was in his 40’s, by the time he was in his 60’s, he’d lost $348,918.